cdinnison / ray-finance

What it does

• Your situation, always loaded. Every conversation starts with your financial profile: family, income, goals, strategy, key decisions, and open items. Ray reads it all before you type a word.
• Self-updating context. Got a raise? Had a baby? Decided to pay off debt aggressively? Ray updates your profile automatically when your situation changes.
• Long-term memory. Mention you're saving for a house or that you cancelled a subscription. Ray remembers across every future conversation.
• CFO personality. Ray doesn't list options. It tells you what it would do and why, references your goals, and flags problems you haven't noticed yet.
• Daily scoring. A 0-100 behavior score with streaks and 14 unlockable achievements. No restaurants for a week? That's Kitchen Hero. Five zero-spend days? Monk Mode.